The Agreement

Terms of Service.

Name: Apna Khata
Author: Apna Khata

Simple rules for a better relationship.

Acceptance of Terms

By accessing or using Apna Khata, you agree to be bound by these terms. If you do not agree with any part of these terms, you may not use our service. We aim to keep these terms as human-readable as possible.

Usage & Responsibility

You are responsible for maintaining the security of your account.
You must provide accurate and complete information when registering.
The service is provided 'as is' without warranties of any kind.
We reserve the right to modify or terminate the service for any reason.

Limitations

While Apna Khata provides an AI-powered "Financial Advisor" feature to help you understand your data, this is for informational and organizational purposes only. It does not constitute professional financial, tax, or legal advice.

The AI Advisor operates under strict rate limits (quotas) to prevent abuse and may occasionally produce inaccurate insights. Any financial decisions you make remain solely your own responsibility. Use common sense.